He said: "I am going to enjoy my life now - I feel like I have been reborn. I know God was watching over me all these years."
The 74-year-old's first brush with death came in 1962 when a train he was travelling on from Sarajevo to Dubrovnik jumped the rails and plunged into an icy river. Seventeen people drowned and he barely made it to the riverbank suffering from hypothermia, bruises and a broken arm.
A year later, he was thrown out of a DC-8 airplane between Zagreb and Rijeka when a door flew open. This time 19 people died but Mr Selak landed in a haystack and escaped with cuts, and bruises.
In 1966, a bus he was travelling on in Split lurched into a river, killing four. He swam to safety.
In 1970 when his car caught fire as he drove along a motorway and he managed to get out with seconds to spare before the fuel tank exploded. His friends began to call him Lucky and he said: "You could look at it two ways. I was either the world's unluckiest man or the luckiest. I preferred to believe the latter."
In 1973 he lost most of his hair when a faulty fuel pump spewed petrol over the hot engine of his Wartburg car and blew flames through the air vents.
He then went 22 years without mishap, before being hit by a bus.
In 1995 came his sixth accident when he was knocked down by a bus in Zagreb but sustained only minor injuries. The following year, he was driving in the mountains when he turned a corner to see a UN truck coming straight for him. His Skoda car crashed through the barrier and over the edge but Mr Salek managed to jump out at the last minute and landed in a tree to see his car explode 300ft below him.
A delighted Frane put his luck down to religion. He said: "I still think a man who doesn't believe in God has no life."
The retired music teacher's plans include buying a speedboat, a new car and marrying his girlfriend.
He has also had four failed marriages and, after his lottery win, commented: "I suppose my marriages were disasters too!"
The retired music teacher's plans include buying a house, a car, a speedboat and is planning to marry his girlfriend who is 20 years his junior.
