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Lady: Do you drink beer?
Man: Yes.
Lady: How many beers a day?
Man: Usually about 3.
Lady: How much do you pay per beer?
Man: $5 with a tip.
Lady: And how long have you been drinking?
Man: 20 years, I suppose.
Lady: So a beer costs $5 and you have 3 beers a day which puts your spending each month at $450. In one year, it would be $5400 correct?
Man: Correct.
Lady: If in 1 year you spend $5400, not accounting for inflation, the past 20 years puts your spending at $108,000, correct?
Man: Correct.
Lady: Do you know that if you didn't drink so much beer, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 20 years, you could have now bought a Ferrari?
Man: Do you drink beer?
Lady: No... Why?
Man: Where's your Ferrari?
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