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    A man went into a bank and asked to borrow three thousand dollars for a month. The loan officer asked what collateral the man had.

    He replied: 'I've got a Rolls-Royce. Keep it until the loan is paid off. Here are the keys.'

    The loan officer arranged for the vehicle to be driven into the bank's underground car park for safekeeping and gave the man the fifteen hundred dollars.

    A month later, the man returned to the bank, repaid the fifteen-hundred-dollar loan plus ten dollars interest and retook possession of his Rolls-Royce.

    The loan officer was puzzled. 'There's one thing I don't understand, sir,' he said. 'Why would someone who drives a Rolls-Royce need to borrow fifteen hundred dollars?'

    The man replied: 'I had to go abroad for a month and where else could I store a Rolls-Royce for that length of time for ten dollars?'
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